Will my IVA proposal be accepted?
  Generally speaking, from the creditors’ point of view, an IVA is the lesser of two evils. If you were to go bankrupt, the chances are the creditors will receive far less money than if you do an IVA. Because of this, even though an IVA would require the creditors to write off a lot of money, they usually feel that half a loaf of bread is better than no bread at all.

 
 
     

 

 
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