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Will an IVA affect to my credit rating? |
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There’s no two ways about it: your credit rating
will suffer if you do an IVA.
However, it will suffer far more if you go
bankrupt. With an IVA, you are still able to
take out a mortgage, whereas this is impossible
while you are bankrupt.
Moreover, the record of your IVA is wiped from
your file as soon as your IVA is completed.
After this time, it may take about 12 months for
your credit rating to repair.
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 Apply Now |
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