What is an IVA?
IVA Pros and Cons
IVA vs Bankruptcy?
IVA cost
The IVA process
IVA FAQ
The IVA World - The Judge/ Law

The judge is the law and they will stop debt collectors from hassling you while the IVA case is presented. Also you are protected in the terms of the IVA from ever being bothered by your creditors or debt collectors again.
Do you qualify for an IVA?